Did you go to a foreign country in the last 10 years? Want $25?

No, this is not a scam - feel free to Google the lawsuit.
Visa, MasterCard, Bank of America, Bank One, First USA, Chase, Citibank, Diners Club, HSBC, MBNA and Washington Mutual were sued and have since created a settlement fund of $336 million to pay damages for adding excessive transaction fees. They added 1-3% on some transactions for use in Foreign Countries. They say it was legit, but are settling to avoid a lengthy and expensive trial.

If you made a credit card transaction in a foreign country from February 1, 1996 to November 8, 2006, you are a part of the Settlement Damages Class and are eligible for a refund!

There are 3 options to get a refund (all of these forms take about 2 minutes to fill out and you don't need receipts):

-Refund Option 1 is an Easy Refund of $25 and is recommended if you travel outside of the U.S. for less than one week or had foreign transactions of less than $2,500 using your eligible cards during the class period.

-Refund Option 2 is a Total Estimation Refund and is recommended if you traveled outside the U. S. for more than one week or had foreign transactions of more than $2,500 using your eligible cards during the class period.

-Refund Option 3 is the Annual Estimated Refund option. It is recommended if you had extensive foreign travel or foreign transactions.

If you got a letter in the mail with an ID, you can file online at:
If you don’t have an ID, you can fill out this form and mail it:

The deadline to claim is May 30, 2008. Don't forget!!

PLEASE NOTE: Scammers on the loose!
Be careful! These banks will not send you an email asking your account information. Make sure it is legit and it has https:// before you enter any info.


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